Why you won’t hear ‘do your own research’ from us

Why you won’t hear ‘do your own research’ from us

The phrase ‘Do your own research’ (DYOR) is getting a workout on all kinds of topics these days. But what does DYOR really mean, especially in the context of personal finance? (Don’t panic, we’re not going anywhere near the vax debate here...

We should test Universal Basic Income in Western Australia

On Tuesday 27 July 2021, I was delighted to address the Rotary Club of Western Endeavour in Leederville. I’d been asked to speak following my article on the flawed underlying assumption that informs so much of our welfare policy. This is the speech I gave. Thank...
Why I’m not worrying about the next market crash

Why I’m not worrying about the next market crash

‘Is the next big market crash coming?’ …is the questions I get most often right now. Money School readers are worried, and that’s rational. It shows you’re paying attention. Hopefully this blog helps, and the bottom line is: I’ve decided not to worry...
Don’t get your financial plan from a politician

Don’t get your financial plan from a politician

The latest news on responsible lending laws has reiterated why we don’t get our financial plans from the pollies.   It was 2015 when I began to suspect politicians don’t always get personal finance policies right. I found myself yelling at the image of Joe...
Am I too old to become financially independent?

Am I too old to become financially independent?

Short answer: You may be. But have a crack at it anyway. Long answer: It’s a challenge to capture the attention of twenty-somethings when it comes to financial independence (FI). Retirement seems a loooooong way off at that age. It doesn’t matter how much I bang on...
A self-funded retiree perspective on the pandemic

A self-funded retiree perspective on the pandemic

It seems to me we have become good at a couple of things in the past month: Telling everyone else not to panic, and Panicking ourselves in private. It has been wonderful to see help being offered financially and emotionally to the huge numbers of folk in difficult and...