By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) ‘Thanks for seeing me without an appointment. I’ve received offers of 3.99% variable on my loans from three other banks. I’d like you to match that.’ ‘The other gas company has offered me a 20% discount for the next...
By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) Ah, those little pieces of plastic. I dimly remember a time in my childhood when there was a paper system for credit cards that involved taking an imprint with what looked and sounded like a machine designed to take...
By Lacey Filipich BEng(Hons) MAICD Like nearly one million other Australians, I sat transfixed in front of the television on Wednesday 6 May watching the first episode of the three-part SBS documentary ‘Struggle Street’. Leaving aside claims that it was not a fair...
By Lacey Filipich BEng(Hons) MAICD On Tuesday, the Reserve Bank dropped the official interest rate to 2% – an all-time low. On Wednesday, Joe Hockey sent out the message: now is a good time to borrow. But is it really? There’s no doubt it would be great for the...
By Lacey Filipich BEng(Hons) MAICD Having bought a property in my teens, I am asked time and again by students and those early in their career how they can do it too. To those aspiring young property magnates, I say: bravo! Thinking about wealth creation in your teens...
By Lacey Filipich BEng(Hons) MAICD Imagine you’re a low-income earner and you’re in debt. Your debt is high enough proportional to your wage that you’re effectively bankrupt, and hence can’t even access your bank accounts. You have no savings and no property. You’re...
