Last month, a reminder in my phone told me it was that time of year again: time to ask for a rate reduction on my mortgages (I have three). I got to work. Yesterday I got a call from the bank, telling me I’d received 0.25% drop on all rates. On my home alone,...
Short answer: yes. This raises a few questions: Which debts should you pay first? How much more should you pay? What if you are having trouble finding any extra cash? Let’s examine some possibilities. Which debts should you pay first? Short...
Want to learn how to manage your money wisely? Good news! There are truckloads of solid financial education materials available – for free – to help you get up to speed. We’ve popped them all into a handy eBook you can download by entering your email...
Having bought property in 2001 at 19 years old, I get asked this question at least once a month: Could a 19 year old do the same today, in 2016? My short answer is: yes, they could. I’ll outline how in this post. The far more important question is: if they could,...
By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) Money and movies: two of my favourite things. I was reminded of this when I found myself glued to SBS when ‘Margin Call’ was on, even though I had to hold my eyelids open. Films about money and the people who covet it...
By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) ‘Thanks for seeing me without an appointment. I’ve received offers of 3.99% variable on my loans from three other banks. I’d like you to match that.’ ‘The other gas company has offered me a 20% discount for the next...