Do you need a Self-Managed Superannuation Fund (SMSF) …or do you just WANT one? SMSF’s are an absolute boom industry in Australia. There are around 600,000 of them operating and well over a million members involved in them. So, are they a good idea?...
Oh yay I’ve got my Superannuation Annual Statement! Fran’s put together 5 Simple Steps to help you Understand and Review your Superannuation Statement: Firstly, pat yourself on the back. You’ve kept your contact details up to date and your fund knew where to...
We try to stay away from politics and religion. We are agnostic in every sense of the word in both categories. They distract from our mission of independent financial education. But we’re jumping in on an issue which is certain to impact voting in the upcoming...
Hands down the most common question asked in our recent ‘Women and Superannuation’ seminars for Department of Local Government and Communities is: “I have some extra income at the moment. Should I use it to pay off my mortgage or put it into...
When we hear ‘lost super’, we imagine lots of funds that we don’t know about. This story is about another kind of lost super. It’s the money you had in your super account, but it’s disappeared. So, could 93% of your superannuation...
I recently had an interesting (and somewhat frustrating) discussion with a financial planner about making extra superannuation contributions. In general, she thought it was a good idea. In general, I was against it. We both agreed that specific situations warranted...
