By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) Ah, those little pieces of plastic. I dimly remember a time in my childhood when there was a paper system for credit cards that involved taking an imprint with what looked and sounded like a machine designed to take...
By Lacey Filipich BEng(Hons) MAICD On Tuesday, the Reserve Bank dropped the official interest rate to 2% – an all-time low. On Wednesday, Joe Hockey sent out the message: now is a good time to borrow. But is it really? There’s no doubt it would be great for the...
By Lacey Filipich BEng(Hons) MAICD When I saw Joe Hockey on the news in March suggesting that superannuation (super) may one day be available to help First Home Buyers get into the property market, my jaw dropped. Could it be possible that our country’s most senior...
By Lacey Filipich BEng(Hons) MAICD Imagine you’re a low-income earner and you’re in debt. Your debt is high enough proportional to your wage that you’re effectively bankrupt, and hence can’t even access your bank accounts. You have no savings and no property. You’re...
