by Lacey | May 17, 2015 | Debt, Opinion, Planning, Teaching kids about money
By Lacey Filipich BEng(Hons) MAICD Like nearly one million other Australians, I sat transfixed in front of the television on Wednesday 6 May watching the first episode of the three-part SBS documentary ‘Struggle Street’. Leaving aside claims that it was not a fair...
by Lacey | Apr 22, 2015 | Investing, Opinion, Planning, Superannuation
By Lacey Filipich BEng(Hons) MAICD In my professional past, I spent a lot of time flying into mining sites for a substantial fee to tell management teams two things: Your only targets should be Safety, Volume and Cost. The rest is window dressing. Stop doing most of...
by Lacey | Mar 9, 2015 | Opinion, Planning
By Lacey Filipich BEng(Hons) MAICD The 2015 Intergenerational Report (‘The Report’) was published on 5 March 2015. It’s a predictive exercise: based on today, where will we (Australia) be in 40 years? Assumptions abound and of course you can spend a lot of time on...
by Lacey | Dec 3, 2014 | FITR, Investing, Planning, Property
By Lacey Filipich, BEng(Hons), MAICD Setting financial goals can be exciting for some, nauseating for others and downright offensive for a few amongst us. As with most things in life, setting goals is an important first step in getting what you want. The goal is only...
by Lacey | Nov 12, 2014 | Debt, Interviews & Personal Stories, Planning
Author’s note: This article on what it’s like to going bankrupt is one of our most widely read and shared. Probably because most commentary on bankruptcy is about the maths rather than the aspect this article covers – the emotional impact. At over 2,500 words...
by Lacey | Nov 5, 2014 | Planning, Relationships
By Lacey Filipich, BEng(Hons), MAICD My parents fought about money. It’s the main reason they divorced. I can’t conceive of them sharing a household budget so in retrospect it’s not surprising. To put it bluntly: Dad spends, Mum saves. You’d think they’d balance each...
