A self-funded retiree perspective on the pandemic

A self-funded retiree perspective on the pandemic

It seems to me we have become good at a couple of things in the past month: Telling everyone else not to panic, and Panicking ourselves in private. It has been wonderful to see help being offered financially and emotionally to the huge numbers of folk in difficult and...
Ask and ye shall receive

Ask and ye shall receive

By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) ‘Thanks for seeing me without an appointment. I’ve received offers of 3.99% variable on my loans from three other banks. I’d like you to match that.’ ‘The other gas company has offered me a 20% discount for the next...
A ‘Good time to borrow’?

A ‘Good time to borrow’?

By Lacey Filipich BEng(Hons) MAICD On Tuesday, the Reserve Bank dropped the official interest rate to 2% – an all-time low. On Wednesday, Joe Hockey sent out the message: now is a good time to borrow. But is it really? There’s no doubt it would be great for the...
Buying a property in my teens

Buying a property in my teens

By Lacey Filipich, BEng(Hons), MAICD When I started saving half the income from my part-time jobs, I envisaged I would one day use the money to buy a flashy car. I dreamed of driving that car in the finest clothes, on my way to a swish restaurant. I had absolutely no...