Ask and ye shall receive

Ask and ye shall receive

By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) ‘Thanks for seeing me without an appointment. I’ve received offers of 3.99% variable on my loans from three other banks. I’d like you to match that.’ ‘The other gas company has offered me a 20% discount for the next...
A ‘Good time to borrow’?

A ‘Good time to borrow’?

By Lacey Filipich BEng(Hons) MAICD On Tuesday, the Reserve Bank dropped the official interest rate to 2% – an all-time low. On Wednesday, Joe Hockey sent out the message: now is a good time to borrow. But is it really? There’s no doubt it would be great for the...
Buying a property in my teens

Buying a property in my teens

By Lacey Filipich, BEng(Hons), MAICD When I started saving half the income from my part-time jobs, I envisaged I would one day use the money to buy a flashy car. I dreamed of driving that car in the finest clothes, on my way to a swish restaurant. I had absolutely no...