Short answer: yes. This raises a few questions: Which debts should you pay first? How much more should you pay? What if you are having trouble finding any extra cash? Let’s examine some possibilities. Which debts should you pay first? Short...
Ethical banking started in response to educated consumers wanting assurance that their money is not being used to cause damage. Like recycling, taking shorter showers and buying your food from the local farmers market, it’s another way you can personally contribute to...
By Lacey Filipich BEng(Hons) MAICD Cert Gov (NFP) Ah, those little pieces of plastic. I dimly remember a time in my childhood when there was a paper system for credit cards that involved taking an imprint with what looked and sounded like a machine designed to take...
By Lacey Filipich BEng(Hons) MAICD Like nearly one million other Australians, I sat transfixed in front of the television on Wednesday 6 May watching the first episode of the three-part SBS documentary ‘Struggle Street’. Leaving aside claims that it was not a fair...
By Lacey Filipich BEng(Hons) MAICD On Tuesday, the Reserve Bank dropped the official interest rate to 2% – an all-time low. On Wednesday, Joe Hockey sent out the message: now is a good time to borrow. But is it really? There’s no doubt it would be great for the...
By Lacey Filipich BEng(Hons) MAICD In my professional past, I spent a lot of time flying into mining sites for a substantial fee to tell management teams two things: Your only targets should be Safety, Volume and Cost. The rest is window dressing. Stop doing most of...
